Together with serious tort reform, which would drive down malpractice premiums, as well as excess expense of defensive medicing:
"With public support draining away from a comprehensive health-care overhaul, it is time to consider modest changes such as encouraging more private competition in health insurance. This doesn't require another big-government program. It only requires junking laws that prevent health insurers from selling across state lines. Right now, the U.S. does not have a national market for health insurance. It has 50 separate state markets. Erecting walls around each state means less competition and higher prices for consumers. There's not even one market for the Chicago area. If you live in South Holland or Calumet City, your insurance options could be completely different from your Indiana neighbors in Hammond or Merrillville. What sense does that make?
"The easiest way to see how insurance competition benefits consumers is to look at auto insurance. That's a huge, nationwide market and companies compete intensively for a share of it. Some stress their low prices, others customer service, whatever gives them an edge in the marketplace..."
Read the rest and get a little informed, not just emotional: http://www.chicagotribune.com/news/opinion/chi-perspec0823insuranceaug23,0,2946061.story
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